Posts filed under ‘Hacks’

Increase Your Income With Your Credit Card

There are two ways to get rich(er): spend less money and earn more money. Both can be tough, but here’s an easy way to start earning more money immediately.

Credit cards are a real life game and depending on how you play, you can win or lose real money.

When you lose, your credit card issuer wins big. When you win, your card issuer still wins, just not as much as when you lose. So, if you’re going to use a credit card, then you better be winning.

Some people have lost and decided not to play the game anymore, they cut up their credit cards and swear off credit forever. Depending on your lifestyle this may or may not work. In many cases, you need a credit card to rent cars, reserve hotel rooms, book flights and buy online.

Credit card issuers make it easy for you to lose the game. When you apply for their card, they ask you what your income is. Once they know they can trust you, they increase your credit limit beyond what they know you can afford to pay back each month. If you take the bait, they start lining their pockets with your hard earned money. If you carry a balance, you instantly lose the game — if you want to be a winner, be sure you pay your bill in full every month.

That’s the first step to winning. The second step is to switch your card to a high dividend credit (or debit) card. Dividend cards pay you a cash reward for using your card, usually 2-5% of how much you spend. This might not sound like a lot, but many people can make over $1000 per year with this. (more…)

May 24, 2010 at 5:00 am 14 comments

Keeping Secrets Safe at Home

You probably have things in your home that you want to keep safe: cash, checks, credit cards, jewelry, computer data, documents and other valuables.

In case of fire or theft, the best place to put them is in a fireproof safe. This might sound like overkill, but affordable models start around $30.

Safes are an obvious place to put valuables, so you want a bolt-down model — thieves don’t usually have time to open a safe during a robbery but they’ll want to take it with them and open it later.

If you’re looking for a less obvious hiding place, there are many options. You can buy “diversion safes” that look like everyday objects such as: canned food, bleach, candles, books, clocks and many other items.

If you’re going to use one of these safes then you should store it with other similar items; it doesn’t work well if there is a can of fruit in your sock drawer.

The fake bleach container and candle are both good since there are many places you might find those in your house. The bleach container could make a good hiding spot for the spare key in your garage.

The other thing about these “safes” is that they’re not always that safe. For example, they’re not fireproof and they’re very easy to get into, but they can be useful for storing a bit of spare cash when thin-mint go on sale.

If you don’t want to buy a diversion safe, you can make your own. Pringles cans work well.

Sometimes, it just comes down to location. Reader’s Digest interviewed a number of convicted burglars to find out their secrets to successful home robberies and among other things, the robbers revealed that they rarely ever go into kids rooms. Simply putting stuff in your kids rooms may be secure enough, although you may never find it again either.

The same interviews revealed that robbers don’t go near your house if they see a flickering TV or hear a radio because that’s a sure sign that somebody is home. You can buy a small device that emulates a flickering TV and it’s much cheaper to buy and operate on a timer than a real TV.

Although these hiding places would be great for an Easter egg hunt, they shouldn’t be used for really valuable items. The best place for that stuff is in a proper safe, safety deposit box or federally insured instrument such as a bank account.

Broken Secrets | Written By: Chad Upton

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Sources: Reader’s Digest, Reader’s Digest, FakeTV.com

April 28, 2010 at 12:31 am Leave a comment

Use Your Watch as a Compass

I remember in third grade science class, my teacher asked for a helper who had a watch with a second hand. I volunteered because my watch had two hands, the first one and the second one. I was really embarrassed when she explained that the second hand was actually a third hand that measured seconds.

Watches are more jewelry than necessity these days. Many young people don’t wear watches because their cell phone keeps the time. But, if you do have an analog watch, you can use it as a compass. If you don’t have an analog watch, you can draw one in the dirt or picture it in your mind.

Let’s say you’re lost in the woods, or maybe you’re just lost on Wood street in Chicago. You know it’s getting close to dinner time and you were going to meet your friend by the lake for dinner. You know the lake is East, but you don’t know which way that is. So, you think back to this post on BrokenSecrets.com. (more…)

April 22, 2010 at 12:12 am 5 comments

Extend the Life of Printer Ink Cartridges

If you’ve got an ink jet printer then you’re likely spending a lot of money on ink. Most of these printers use expensive and sophisticated ink cartridges. These cartridges monitor usage and estimate the amount of ink remaining. The estimate is usually conservative, meaning it indicates you are out of ink before you’re really out of ink.

Printer_Ink

If you reset this memory then you can keep printing until the cartridge is actually empty. Depending on the brand and model of cartridge, this reset is actually really easy. If you look above the small circuit board on the cartridge, there is sometimes a pinhole reset button, kind of like the paperclip eject hole on most cd rom drives.

Check out the following video to see a demonstration.

I should also note that not all cartridges can be reset in this way. Here are a couple of sites that show other methods of resetting some cartridges.

Doing a cartridge reset is also useful if you refill your own cartridges, since the cartridge may report that it’s empty even after you refill it. If you do a lot of color printing, you may consider generic cartridges or even a continuous ink system:

Continuous_Ink

I should also mention that laser printers have become extremely cheap. I rarely print in color, so a black and white laser printer is very cost effective for me. When I need to print photos, there are lots of drug stores or department stores that do a great job for a low price. If I need to print color documents, there are many great places to get that done at a reasonable price too. With a $100 laser printer, you’re often able to print thousands of pages of text on the toner cartridge that is included.

Big thanks to Derek Santos for sending the video and inspiring this post.

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April 16, 2010 at 12:28 am 25 comments

How to Increase Shower Water Pressure

There is nothing worse than a low pressure shower. Actually, 1000AwesomeThings said it best, “Not much affects your day every day as much as a good shower.”

In a lot of cases, there is something you can do about it. For example, if a nearby faucet has good pressure then you can probably improve your shower pressure in about 5 minutes.

Modern shower heads contain a flow restriction plate to decrease the amount of water you consume, which saves you money and ensures the city can produce enough clean water for everyone. It’s basically a rubber or Teflon disc that has a small hole in it. The smaller the hole, the less water can travel through it and onto your head. If you want to know what that restrictor looks like, click here to see a 10 pack of them on amazon (great if you own a lot of showers and have a problem with too much pressure).

Sometimes, these flow restrictor get clogged with debris, which reduces the flow further. Other times, they’re too small for your home’s water pressure. In either case, you can remove the restrictor, clean it and put it back in. If it’s not dirty then it may be too restrictive for your water pressure. If that’s the case, you can leave it out entirely or drill the hole so it is slightly larger. (more…)

April 6, 2010 at 11:31 pm 7 comments

How Restaurants Make Taco Shell Bowls

If you’re ever ordered a taco salad, it has probably been served in a giant bowl made from a taco shell. Nachos are often served with smaller versions of these tortilla bowls to hold sour cream and salsa.

My friend Scott worked in a restaurant back in our high school days. While we were having dinner one night I asked him how they did it.

For the smaller sized dipping bowls, they would take two ladles, put one ladle cup inside of the other while sandwiching a small tortilla shell between them. Then they would hang on to the handles and dip the other end into the deep fryer. After a short amount of time they would remove the ladles from the fryer; as the tortilla cooled, it would hold its shape. It was a good bowl, but it was a great deep fried bowl shaped nacho when that last bit of salsa was left at the bottom.

(more…)

March 18, 2010 at 12:13 am 1 comment

Use Blue Food Coloring to Make Green Beer

Yesterday, I talked about the history of St. Patricks Day — why we celebrate it, how the color green and the shamrock became the symbols they are today.

While Chicago dyes the river green, many others will be dyeing their beer.

If you’re going to dye your own beer, pick a lighter colored beer for best color results. Because lighter lagers, pilseners and ales are a yellowish color, mixing blue food coloring will give you a rich dark green color — the color of a real shamrock. Using green food coloring will work too, but you’ll get a much lighter shade of green.

This is actually quite fitting since St. Patrick’s color was actually blue.

Broken Secrets

Written By: Chad Upton

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Sources: DIY Life

March 17, 2010 at 12:13 am 6 comments

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